Conservative risk
We take only risks we fully understand and can manage in any market environment. Stability comes before speed.
A Bulgarian joint-stock company built with institutional discipline and a long-term horizon — on the conviction that trust is the most valuable asset in finance.
The name Kreditanstalt belongs to the European banking tradition — to an era when an institution’s word was equal to its capital.
Kreditanstalt AD carries this standard into modern Bulgaria. The company is built on decades of institutional experience and discipline, and is preparing to operate in the field of financial services in full compliance with Bulgarian and European law.
Our approach is conservative by conviction: measured growth, rigorous risk management and full transparency towards partners, clients and supervisory authorities.
We take only risks we fully understand and can manage in any market environment. Stability comes before speed.
Clear terms, plain language and integrity in every relationship — with clients, partners and regulatory institutions.
Behind every decision stands a real person or business. We assess each case in its entirety, never by template.
Technology is a means of speed and precision — in the service of the client, without compromising data security.
Capital multiplies with patience. Trust is built with discipline. A reputation is kept with character.
Kreditanstalt AD is being built slowly and deliberately — an institution designed to last decades, not seasons. Before the first transaction come the rules; before growth, the foundations; before promises, the ability to keep them.
Kreditanstalt AD maintains open communication with institutional partners and professional investors who share our long-term horizon. For corporate information and enquiries — write to us.
Contact usWe answer every enquiry personally, within one business day.
Effective June 2026
Kreditanstalt AD (“the Company”, “we”) respects the privacy of personal data and processes it in accordance with Regulation (EU) 2016/679 (GDPR) and the Bulgarian Personal Data Protection Act.
Kreditanstalt AD, UIC 208695876, with registered office in Sofia, Bulgaria. For questions about your personal data: office@kreditanstalt.bg.
Through this website we process only the data you voluntarily provide when contacting us by email (name, email address and the content of your message). The site has no forms and does not collect data automatically, beyond strictly necessary cookies.
We use the data solely to respond to your enquiry. The basis is our legitimate interest in communicating with prospective partners and clients, and taking steps at your request.
We retain correspondence only for as long as necessary for the purpose for which it was provided, unless a longer period is required by law.
You have the right of access, rectification, erasure, restriction and objection to processing, as well as the right to lodge a complaint with the Commission for Personal Data Protection (CPDP), Sofia, 2 Prof. Tsvetan Lazarov Blvd.
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